XRPL.to
xrpl.to now uses embedded non-custodial wallets. Xaman, Crossmark & GEM Wallet login is no longer supported.Now using embedded wallets. Xaman, Crossmark & GEM no longer supported.
Insights

Best XRP Wallets in 2026

Compare hardware, mobile, and web wallets for the XRP Ledger. Find the right option for trading, holding, or both.

Quick Comparison

WalletTypeDEX TradingBest For
XRPL.toWebBuilt-inActive traders
Xaman (Xumm)MobileVia dAppsMobile users
CrossmarkBrowser ext.Via dAppsBrowser users
LedgerHardwareVia XamanLarge holdings
TangemCard walletVia appSimplicity

Detailed Reviews

XRPL.to Wallet

Web
Pros
  • + Built-in DEX swap and limit orders
  • + No app download needed
  • + Portfolio dashboard with live data
  • + AI trading assistant
Cons
  • - Browser-based (less secure than hardware)
  • - Newer option

Xaman (formerly Xumm)

Mobile
Pros
  • + Mature and well-tested
  • + Strong security features
  • + Large dApp ecosystem (xApps)
  • + Push notifications for transactions
Cons
  • - Mobile-only
  • - DEX trading requires third-party xApps

Crossmark

Browser Extension
Pros
  • + Works like MetaMask for XRPL
  • + Connects to web dApps easily
  • + Clean interface
Cons
  • - Browser extension attack surface
  • - Smaller user base

Ledger (Nano S/X)

Hardware
Pros
  • + Highest security (offline signing)
  • + Supports multiple chains
  • + Battle-tested hardware
Cons
  • - Costs $79-149
  • - Less convenient for frequent trading
  • - Requires Xaman or Crossmark for DEX access

Tangem

Card Wallet
Pros
  • + NFC card form factor
  • + Very easy to use
  • + No battery needed
Cons
  • - Limited advanced features
  • - Must trust Tangem app

Which Wallet Should You Choose?

  • Active DEX traders - XRPL.to wallet for built-in swap, limit orders, and portfolio tracking
  • Mobile-first users - Xaman for a mature mobile experience with dApp support
  • Large holdings - Ledger hardware wallet for maximum security, with Xaman as a companion
  • New to crypto - Tangem for the simplest setup, or XRPL.to for a guided web experience

You can use multiple wallets. Many traders keep large holdings on a Ledger and a smaller trading balance in an XRPL.to or Xaman wallet.

Get Started

Create a wallet and start trading on the XRPL DEX.

Create Wallet Buying GuideTrading Guide