xrpl.to now uses embedded non-custodial wallets. Xaman, Crossmark & GEM Wallet login is no longer supported.Now using embedded wallets. Xaman, Crossmark & GEM no longer supported.
Insights

How to Buy Tokens on the XRP Ledger

Everything you need to go from zero to your first XRPL token trade - no KYC, no sign-up.

Why Buy Tokens on the XRP Ledger?

The XRP Ledger has a built-in decentralized exchange running since 2012. Unlike Ethereum or Solana DEXs, there are no smart contracts involved - the exchange is part of the protocol itself. Transactions settle in 3-5 seconds and cost ~$0.00002.

Settlement:3-5 seconds
KYC required:None
Platform fee:Zero

Step 1: Create or Connect a Wallet

You need an XRPL wallet to trade. You have three options:

  • XRPL.to wallet - create one directly on this site, no app needed
  • Xaman (formerly Xumm) - popular mobile wallet for the XRP Ledger
  • Crossmark - browser extension wallet

Connect your wallet on the Swap page to get started.

Step 2: Fund Your Wallet with XRP

Your wallet needs XRP to cover the 1 XRP base reserve (required to activate the account) and transaction fees. Buy XRP from any major exchange (Coinbase, Binance, Kraken, Uphold) and send it to your XRPL address.

We recommend starting with at least 5-10 XRP - 1 XRP for the account reserve, and the rest for trading and trustline reserves.

Step 3: Set a Trustline

Before you can hold any non-XRP token, you need a trustline - a one-time approval that tells the ledger you accept that token. Each trustline locks 0.2 XRP in reserve (refundable if removed).

On XRPL.to, trustlines are set automatically when you swap into a new token. No extra steps needed. Learn more in our trustline guide.

Step 4: Buy Your First Token

1
Go to the Swap page
2
Select XRP as the source and your desired token as the destination
3
Enter the amount of XRP you want to spend
4
Review the exchange rate - XRPL.to checks both the order book and AMM pools for the best price
5
Confirm and sign - your tokens arrive in seconds

For a detailed walkthrough of the swap interface, see How to Swap Tokens on the XRPL DEX.

Where to Find Tokens

Start Trading

Ready to buy your first XRPL token? Pick a token and trade in seconds.