Earn Passive Income on the XRP Ledger

The XRP Ledger has protocol-level AMM pools that let anyone deposit two tokens and earn a share of every trade that passes through the pool. Unlike staking on proof-of-stake chains, XRPL yield comes from real trading activity - not inflation.

This is the primary way to earn yield on the XRPL. You deposit equal value of two tokens into an AMM pool and receive LP tokens. Every trade through that pool generates fees that increase the value of your LP position.

For a detailed walkthrough, read the AMM Pools Guide.

Key metrics to evaluate when picking a pool:

• Trading volume - more trades = more fees earned
• APY - annualized yield based on recent fee generation
• Total liquidity - larger pools have less slippage but your share is smaller
• Token pair stability - pairs with correlated prices (like XRP/RLUSD) have lower impermanent loss risk

Stablecoin pairs (XRP/RLUSD) tend to offer the most predictable returns. Meme coin pools can have higher APY but come with more volatility risk.

Impermanent loss is the main risk. If one token's price changes significantly relative to the other, your position may be worth less than simply holding both tokens. Trading fees can offset this, especially in high-volume pools.

Learn more in our impermanent loss explainer.

Yields vary based on trading activity. You can check current APY for every pool on the AMM Pools page.

Past performance does not guarantee future returns. APY fluctuates with trading volume and pool size.

Browse AMM pools, compare APY, and start earning trading fees today.